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Hi, further to this, the reply I got back from the payment provider:
Different banks use different exchange rates. BMT Micro displays the highest possible exchange rate to ensure the customer is never charged more than the amount shown. The charge will be in USD, so it is the customer’s exchange rates we are attempting to ‘cover’ by displaying the highest possible.
I hope this answers your question. If you have any further questions or concerns, please do not hesitate to contact us.
So I guess it is’ just down to the banks and their exchange rates. Hope that helps!